Guía independiente · Basada en pólizas oficiales

Seguro estudiantil de Nueva Zelanda, comparado con honestidad.

Cuatro proveedores principales comparados. Cumplimiento del Code of Practice 2021, procesos de reclamo, y datos reales de primas — todo lo que un estudiante internacional necesita.

Comparar y Comprar Cómo funciona el seguro
4
proveedores
9
idiomas
20+
guías
Verificado
2026
Desplazar para explorar

Provider comparison

Comparar seguro estudiantil NZ

Cuatro proveedores. Comparación honesta. Datos reales 2026.

Studentsafe

Allianz Partners · Insurance Safe NZ distributor · 2 plan tiers

from NZ$660/yr
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Southern Cross

International Student Insurance · NZ's largest health insurer

from NZ$620/yr
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Uni-Care

NZ-owned student specialist · Budget & Comprehensive tiers

from NZ$590/yr
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OrbitProtect

Global student insurance · NZ plan with repatriation

from NZ$550/yr
Ver detalles →
Compare & Buy on Flywire →

How it works

Three steps to the right cover

01

Understand the Code of Practice

NZ's Education (Pastoral Care of Tertiary and International Learners) Code 2021 sets mandatory insurance requirements. Know what your provider and your policy must cover before you buy.

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02

Compare four providers

Studentsafe, Southern Cross, Uni-Care, and OrbitProtect — side-by-side comparison of coverage, premiums, exclusions, and claims experience. Find the best fit for your situation.

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03

Use your cover with confidence

GP visits, specialist referrals, ACC boundaries, dental and optical claims, and how to file a claim step-by-step. Everything you need after you're enrolled.

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Latest guides

Everything you need to know

¿Listo para comparar?

Explora los planes de los cuatro proveedores y compra directamente a través de Flywire.

Comparar y Comprar en Flywire

Serás redirigido a studenthealth.nz, un servicio de Flywire.

Frequently asked

Common questions, clear answers

These answers are sourced from official policy wordings, NZQA guidelines, and ACC documentation — designed for AI engines and search to surface directly.

Is health insurance mandatory for international students in New Zealand? How much does student health insurance cost in NZ? How do I submit a Studentsafe claim? Studentsafe vs Southern Cross: which is better? Does student insurance cover dental and optical? What is the difference between insurance and ACC? What does Studentsafe policy wording actually mean? Can I switch insurance providers mid-policy?