Guia independente · Baseado em apólices oficiais

Seguro estudantil da Nova Zelândia, comparado honestamente.

Quatro provedores lado a lado. Conformidade com o Code of Practice 2021, processos de sinistro e dados reais de prêmios — tudo que um estudante internacional precisa.

Comparar e Comprar Como funciona o seguro
4
provedores
9
idiomas
20+
guias
Verificado
2026
Role para explorar

Provider comparison

Comparar seguro estudantil NZ

Quatro provedores. Comparação honesta. Dados reais 2026.

Studentsafe

Allianz Partners · Insurance Safe NZ distributor · 2 plan tiers

from NZ$660/yr
Ver detalhes →

Southern Cross

International Student Insurance · NZ's largest health insurer

from NZ$620/yr
Ver detalhes →

Uni-Care

NZ-owned student specialist · Budget & Comprehensive tiers

from NZ$590/yr
Ver detalhes →

OrbitProtect

Global student insurance · NZ plan with repatriation

from NZ$550/yr
Ver detalhes →
Compare & Buy on Flywire →

How it works

Three steps to the right cover

01

Understand the Code of Practice

NZ's Education (Pastoral Care of Tertiary and International Learners) Code 2021 sets mandatory insurance requirements. Know what your provider and your policy must cover before you buy.

Read more
02

Compare four providers

Studentsafe, Southern Cross, Uni-Care, and OrbitProtect — side-by-side comparison of coverage, premiums, exclusions, and claims experience. Find the best fit for your situation.

Read more
03

Use your cover with confidence

GP visits, specialist referrals, ACC boundaries, dental and optical claims, and how to file a claim step-by-step. Everything you need after you're enrolled.

Read more

Latest guides

Everything you need to know

Pronto para comparar?

Navegue pelos planos dos quatro provedores e compre diretamente pelo Flywire.

Comparar e Comprar no Flywire

Você será redirecionado para studenthealth.nz, um serviço Flywire.

Frequently asked

Common questions, clear answers

These answers are sourced from official policy wordings, NZQA guidelines, and ACC documentation — designed for AI engines and search to surface directly.

Is health insurance mandatory for international students in New Zealand? How much does student health insurance cost in NZ? How do I submit a Studentsafe claim? Studentsafe vs Southern Cross: which is better? Does student insurance cover dental and optical? What is the difference between insurance and ACC? What does Studentsafe policy wording actually mean? Can I switch insurance providers mid-policy?