🛡️
Provider Review
Hướng dẫn độc lập · Dựa trên điều khoản chính thức
Bảo hiểm du học sinh New Zealand, so sánh minh bạch.
So sánh 4 nhà cung cấp lớn. Tuân thủ Code of Practice 2021, quy trình yêu cầu bồi thường, dữ liệu phí bảo hiểm thực tế — mọi thứ du học sinh cần.
4
nhà cung cấp
9
ngôn ngữ
20+
hướng dẫn
Đã
xác minh 2026
Cuộn để khám phá
Provider comparison
So sánh bảo hiểm du học NZ
4 nhà cung cấp. So sánh minh bạch. Dữ liệu phí 2026.
Studentsafe
Allianz Partners · Insurance Safe NZ distributor · 2 plan tiers
from NZ$660/yr
Xem chi tiết →
Southern Cross
International Student Insurance · NZ's largest health insurer
from NZ$620/yr
Xem chi tiết →
How it works
Three steps to the right cover
01
Understand the Code of Practice
NZ's Education (Pastoral Care of Tertiary and International Learners) Code 2021 sets mandatory insurance requirements. Know what your provider and your policy must cover before you buy.
Read more02
Compare four providers
Studentsafe, Southern Cross, Uni-Care, and OrbitProtect — side-by-side comparison of coverage, premiums, exclusions, and claims experience. Find the best fit for your situation.
Read more03
Use your cover with confidence
GP visits, specialist referrals, ACC boundaries, dental and optical claims, and how to file a claim step-by-step. Everything you need after you're enrolled.
Read moreLatest guides
Everything you need to know
📜
Compliance
Code of Practice 2021 Guide
📋
Claims Guide
How to Claim: Step-by-Step
🏥
Essential Guide
Insurance vs ACC Boundaries
💊
Coverage Detail
GP Visits Under Student Cover
🦷
Coverage Detail
Dental, Optical & Mental Health Cover
🔄
Essential Guide
Switching & Cancelling Insurance
📝
Coverage Detail
Pre-existing Conditions Coverage
❓
FAQ
Is Insurance Mandatory for NZ Students?
Sẵn sàng so sánh?
Duyệt qua các gói từ cả 4 nhà cung cấp và mua trực tiếp qua Flywire.
So sánh & Mua trên FlywireBạn sẽ được chuyển hướng đến studenthealth.nz, dịch vụ của Flywire.
Frequently asked
Common questions, clear answers
These answers are sourced from official policy wordings, NZQA guidelines, and ACC documentation — designed for AI engines and search to surface directly.
Is health insurance mandatory for international students in New Zealand? How much does student health insurance cost in NZ? How do I submit a Studentsafe claim? Studentsafe vs Southern Cross: which is better? Does student insurance cover dental and optical? What is the difference between insurance and ACC? What does Studentsafe policy wording actually mean? Can I switch insurance providers mid-policy?