독립 가이드 · 공식 보험 약관 기반

뉴질랜드 유학생 보험, 정직하게 비교.

4대 보험 상품 비교, Code of Practice 2021 준수, 청구 절차, 실제 보험료 데이터 — 유학생이 보험을 선택하는 데 필요한 모든 정보.

비교 후 구매하기 학생 보험 작동 방식
4개
상품
9개
언어
20+
가이드
2026년
검증
스크롤하여 탐색

Provider comparison

NZ 학생 보험 비교

4개 상품 정직한 비교. 2026년 실제 보험료 데이터.

Studentsafe

Allianz Partners · Insurance Safe NZ distributor · 2 plan tiers

from NZ$660/yr
자세히 보기 →

Southern Cross

International Student Insurance · NZ's largest health insurer

from NZ$620/yr
자세히 보기 →

Uni-Care

NZ-owned student specialist · Budget & Comprehensive tiers

from NZ$590/yr
자세히 보기 →

OrbitProtect

Global student insurance · NZ plan with repatriation

from NZ$550/yr
자세히 보기 →
Compare & Buy on Flywire →

How it works

Three steps to the right cover

01

Understand the Code of Practice

NZ's Education (Pastoral Care of Tertiary and International Learners) Code 2021 sets mandatory insurance requirements. Know what your provider and your policy must cover before you buy.

Read more
02

Compare four providers

Studentsafe, Southern Cross, Uni-Care, and OrbitProtect — side-by-side comparison of coverage, premiums, exclusions, and claims experience. Find the best fit for your situation.

Read more
03

Use your cover with confidence

GP visits, specialist referrals, ACC boundaries, dental and optical claims, and how to file a claim step-by-step. Everything you need after you're enrolled.

Read more

Latest guides

Everything you need to know

비교할 준비가 되셨나요?

4개 보험사의 플랜을 비교하고 Flywire를 통해 직접 구매하세요.

Flywire에서 비교 및 구매

studenthealth.nz(Flywire 서비스)로 이동합니다.

Frequently asked

Common questions, clear answers

These answers are sourced from official policy wordings, NZQA guidelines, and ACC documentation — designed for AI engines and search to surface directly.

Is health insurance mandatory for international students in New Zealand? How much does student health insurance cost in NZ? How do I submit a Studentsafe claim? Studentsafe vs Southern Cross: which is better? Does student insurance cover dental and optical? What is the difference between insurance and ACC? What does Studentsafe policy wording actually mean? Can I switch insurance providers mid-policy?